Financial exclusion in ireland, the UK and the Netherlands Increase in loans to Czech households Who is excluded in Luxembourg? Austrians with no bank account Do volontary obligations work in Germany? The right to a bank account in France

The financial crisis will dramatically increase the number of unemployed people. In this process, the number of over-indebted people will increase as well. Therefore it is an urgent need to have a closer look on the actual situation concerning over-indebtendess. "Money Matters" 7 provides data and insights into the situation in Austria, Belgium, Bulgaria, France, Germany, Italy, the Netherlands, Portugal, Sweden and the United Kingdom and gives a short overview of the fight against over-indebtedness at EU level.